Ravi Karandeekar's Pune Real Estate Market News Blog: 2011

Friday, December 30, 2011

Now is the time to think about EMI and not about location!

Pay less to the bank and save more for your family!

Come and have a look at the sample flat and the property price of a 2 BHK Flat in UrbanGram Kirkatwadi on Sinhagad Road, Pune 411 024, and tell me what is the most important factor while buying a home for your family: Location or EMI?

Forget that UrbanGram Kirkatwadi is the best option for the first time home buyers whose individual or joint monthly income is around 50 to 60 thousand rupees per month.

Forget that these young first time home buyers, whose budget is only Rs. 25 - 30 lakhs, can't buy a 2 BHK Flat in any popular location in PMC & PCMC but are forced to go to Pirangut, Chakan, Talegaon or any fringe village of Pune.

Assume that you have a budget of 40 - 45 lakhs for a 2 BHK Flat and wish to live in Wakad or Ravet. If you visit the sample flat of UrbanGram Kirkatwadi, for sure, you will reconsider your preference - most important deciding factor while booking a flat in Pune - location!

If you have noticed, even now, when i don't work for the builders, my old habit of attaching the 'location' to the name of the project hasn't changed! Though i write for the property buyers, i haven't forgotten my old program - Real estate works on the 3 principals - 'location' location' location'! Same is with you!! You are also programmed to focus on the location! Everyone who calls me on 919860044110 says my budget is 45 - 48 lakhs and i am looking for a 2 BHK Flat in Wakad...or near Hinjewadi....or at Kharadi.

"Location based search doesn't work anymore...even budget is not a good parameter to search a home....don't focus on buying....now, focus on repayment...EMI...," i tell everyone.

"Just imagine, what will happen if you decide to go for a project a few kilometers away from your preferred - convenient - location near your work place - you have to pay 10 lakh rupees less for a 2 BHK Flat - means, instead of paying 40,000 EMI if you go for Wakad - you will pay only 30,000 EMI if you opt for an upcoming location - what will happen if you travel a few kilometers more every day...how much more time will you waste...calculate how much more you will spend on petrol and maintenance...now, subtract that from the 10,000 you save every month on EMI - assume that you save 7,000 and decide to give all 7000 to your wife as her pocket money! What will happen?

Your wife will love you more! Everyday she will kiss you when you leave for work and as soon as you come home! Do you think that your banker or builder will ever kiss you for paying 40,000 EMI?," I ask them and state that -

"Location works only for the builders -
1) builders can collectively increase the property prices in a location and
2) Unknown - new - not so good builders can take advantage of the location to sell their not so good properties at a higher rate.
3) Bankers can lend more than the value of the property and earn huge interest as EMI from you.
Location is an advantage for the builders. Not for the property buyers!"

Now, when Pune is expanding fast, property prices are ridiculous, you have to look at buying a property not from the builders and bankers point of you - but from your own - home buyer's - point of you! You have to think about EMI and not about the location!

Visit a 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kikatwadi on Sinhagad Road, Pune 411 024 and tell me what is better -
more kisses / best education for your child or
paying more EMI for the flat in your dream location?

Sample Flat & Site of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024:

IMG_8885 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Site - Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8889 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Green Wall - Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8907 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Island of Life - Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8905 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Home Loan from HDFC for A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8911 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

State Bank of India at the Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8912 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Housing Finance from LIC for A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8914 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Know more about A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8918 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Discuss About A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8916 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Inquire about A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8904 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Visit Sample Flat & Site Office of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8893 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Select A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8894 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Check the Availability of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8943 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Feel Free to Consult Someone You Trust Just Before Booking A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8951Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

The Advantage of No-Negotiations Policy - Pay the Right Property Price! - A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8946 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Talk to Niketan, Sales Manager, A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8927 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Talk to Nitin Kulkarni, Director, Vastushodh Projects, A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8902 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Meet Nilesh Pate, Director, Pate Developers, A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8945 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Be Sure about the Benefits of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

IMG_8953 Launch of A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

For whom you work? For Your Family or For the Bank? - A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Wait in Que to Book A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Wait in Que to meet Sachin Kulkarni, Director, Vastushodh Projects, and to Book A 2 BHK Flat for Rs. 25 Lakhs at UrbanGram Kirkatwadi on Sinhagad Road Pune 411 024

Feel free to call me:

I enjoy talking, sharing my views and giving advice about buying property in Pune real estate market (so, i do not charge anything for the first 3 minutes!) Call 919860044110

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Thursday, December 29, 2011

Are you ready to book a 2 BHK Flat on Sinhagad Road for Rs. 25 Lakhs at UrbanGram Kirkatwadi, Pune 411024?

UrbanGram Kirkatwadi, A 2 BHK Flat for Rs. 25 Lakhs on Sinhagad Road, Pune 411 024 will be launched today morning!:

Main Entrance - 2 BHK Flat for Rs. 25 Lakhs at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024

Today, 29th December 2011, UrbanGram Kirkatwadi, on Sinhagad Road - Pune, will be launched!

In the pre-launch offer, out of 232 flats in UrbanGram Kirkatwadi, more than 100 are already booked. Certainly, rational property prices at UrbanGram Kirkatwadi is the most important reason for the pre-launch booking. However, that's not the only reason.

Mostly those who booked in the pre-launch offer knew about UrbanGram. Though they didn't get a 2 BHK Flat, they closely watched the progress of UrbanGram at Kondhawe Dhawade on Warje Khadakwasla Road. So, they were sure about the quality of construction and ethical business practices of Vastushodh Projects.

Some of you, who booked in the pre-launch offer, exclusively, for the readers of Ravi Karandeekar's Pune Real Estate Market News Blog, praised the planning of Urbangram and convenient location of Kirkatwadi.

"I like Sinhagad road. Not Sinhagad. If i don't go for UrbanGram Kirkatwadi - today, considering my budget, tomorrow - i would have to go to Donaje!," someone who booked at UrbanGram Kirkatwadi told me.

"Fear is not a valid reason! Who knows? Tomorrow you may blame yourself!," i said.

"This is not fear! It's a fact. You need guts to accept the fact. In my limited budget - I have accepted - where i can & can't get a home. But, it doesn't mean that i don't have a choice. My choice is Kirkatwadi!," he said.

View A 2 BHK Flat for Rs. 25 Lakhs on Sinhagad Road at Kirkatwadi, Pune 411 024 in a larger map

Last time, at the launch of first UrbanGram at Kondhawe Dhawade near Warje, I have seen the total impact of rational property prices, convenient location, good construction quality, ethical business practices. All 165 Flats were booked in a half day. So, pre-launch booking of UrbanGram Kirkatwadi on Sinhagad Road is not an unexpected phenomenon. In fact, i wonder, why all flats are not booked! If you look at the plans and property prices, for sure, you too will agree with me!! Have a look:

With the launch of UrbanGram Kirkatwadi, Pate Developers, one of the most reputed, trusted and respected builders in Pune real estate market and first franchisee of Vastushodh Projects, is entering into quality affordable housing in the reasonable profit margin segment.

Layout Plan of 2 BHK Flat for Rs. 25 Lakhs at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024

Just one and half kilometer from Nanded City Pune on Sinhagad Road, on the slopes of DSK Vishwa, 4 acre UrbanGram Kirkatwadi has 232 flats and all amenities - including swimming pool and club house. All amenities are located inside the open space of the rectangle layout of UrbanGram which is divided into 2 sections. Each Parking + 4 story building in UrbanGram Kirkatwadi has a lift with back up.

Very few flats are available A1, B1, C1 & D1 buildings in the first section of UrbanGram Kirkatwadi. So, at the launch, 2 BHK Flats in the second section of UrbanGram Kirkatwadi, in A2, B2, C2, D2 & E buildings, are available for booking. Swimming Pool and Club House is located in this section!

Amenities: Swimming Pool - 2 BHK Flat for Rs. 25 Lakhs at Urbangram Kirkatwadi on Sinhagad Road, Pune 411 024

Basic necessities, approach road - public and private transport - water supply - sewage treatment - waste management are available at UrbanGram Kirkatwadi. UrbanGram Kirkatwadi has received all necessary legal sanctions and approvals.

'A 2 BHK Flat for Rs. 25 Lakhs' - without compromising on quality of construction and amenities - is the principal goal of UrbanGram Kirkatwadi. Since the cost of land is not in the builder's control, the goal of offering 'A 2 BHK Flat for Rs. 25 Lakhs' is achieved by stringent control over the construction costs and tight construction schedule. It means that timely possession is not only an assurance for the property buyers but a major factor which will influence the builder's profit margin.

Now, for you who are booking at the launch, the pre-launch booking means that the goal of a 2 BHK Flat for Rs. 25 lakhs is not only an assurance but an achievable target.

It means that whichever 2 BHK Flat you choose comes with a promise of delivery and quality! Feel free to choose a size of a 2 BHK Flat. Sizes vary only to suite your budget. Be sure, that every size offers the same comfort of living. Your happiness is not related to the carpet area of the 2 BHK Flat in UrbanGram Kirkatwadi on Sinhagad Road, Pune 411 024!

1) 620 sq.ft. Carpet + Terrace - A 2 BHK Flat for Rs. 25.90 Lakhs + ST +VAT at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024:

620 sq.ft. Carpet + Terrace - 2 BHK Flat for Rs. 25.90 Lakhs + ST +VAT at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024

2) 599 sq.ft. + Terrace - A 2 BHK Flat for Rs. 24.85 Lakhs + ST + VAT at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024:

599 sq.ft. + Terrace - 2 BHK Flat for Rs. 25 Lakhs at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024 - A2 2nd and 4th Floor

599 sq.ft. + Terrace - A 2 BHK Flat for Rs. 24.85 Lakhs + ST + VAT at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024

3) 544 sq.ft. Carpet + Terrace - 2 BHK Flat for Rs. 22.93 Lakhs + ST + VAT at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024:

544 sq.ft. Carpet + Terrace - 2 BHK Flat for Rs. 25 Lakhs at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024 - D2 2nd & 4th Floor

544 sq.ft. Carpet + Terrace - 2 BHK Flat for Rs. 22.93 Lakhs + ST + VAT at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024

4) 610 sq.ft. Carpet + Terrace - 2 BHK Flat for Rs. 25.59 Lakhs + ST + VAT at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024:

610 sq.ft. Carpet + Terrace - 2 BHK Flat for Rs. 25 Lakhs at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024 - C2 2nd & 4th Floor

610 sq.ft. Carpet + Terrace - 2 BHK Flat for Rs. 25.59 Lakhs + ST + VAT at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024

5) 637 sq.ft. Carpet + Terrace - 2 BHK Flat for Rs. 26.75 Lakhs + ST + VAT at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024:

637 sq.ft. Carpet + Terrace - 2 BHK Flat for Rs. 25 Lakhs at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024 - D2 2nd & 4th Floor

637 sq.ft. Carpet + Terrace - 2 BHK Flat for Rs. 26.75 Lakhs + ST + VAT at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024

Floor Plans of A2, B2, C2, & D2 Buildings at UrbanGram Kirkatwadi on Sinhagad Road, Pune 411 024:

Amenities: Cricket pitch & feature wall - 2 BHK Flat for Rs. 25 Lakhs at Urbangram Kirkatwadi on Sinhagad Road, Pune 411 024

1) A2 1st & 3rd Floor - 2 BHK Flat for Rs. 25 Lakhs at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024:

A2 1st & 3nd Floor - 2 BHK Flat for Rs. 25 Lakhs at Urbangram Kirkatwadi on Sinhagad Road Pune 411 024